Thursday, November 12, 2009

Car Insurance For Teenagers - Importance of Discounts


With the cost of teenage auto insurance being so high, it is even more important for young drivers to save money on their car insurance, and getting good discounts is one way of doing this.
Auto insurance companies are always seeking ways to limit their exposure to risk and if you can show them that you present a lower risk than most teenage drivers then they will reward you by offering sometimes quite substantial discounts.
So what are the discounts that can help lower you car insurance rates? There are many types of discounts on offer and you would be well advised to check with your auto insurance company to see what they have available. In the mean-time, below you will find some of the most common that are on offer.
Safety Discount
Most auto insurance companies offer discounts if you have anti-theft devices such as car alarms fitted to your car or keep your car in a locked garage.
Safe Driver Discount
If you have more than five years driving experience, have not had your license revoked or suspended in the last three years, and have not had a major traffic violation or more than one accident in the last three years, then you might be eligible for a safe driver discount.
Multi Vehicle/Multi Policy Discounts
All major insurance companies will give you a discount for having multiple vehicles insured with them. They also have discounts available if you place your life and homeowner's insurance with them.
Online Discounts
Did you know that with some auto insurance companies you can get a 5% discount on your premium just by purchasing your insurance online?
As you can see, there are more auto insurance discounts available than ever before. Do your homework, shop around and enjoy the savings.
George Bixby, after nearly 40 years as an car insurance consultant, is now enjoying his retirement sharing his knowledge by writing articles particularly concerning teenage car insurance.
Article Source: http://EzineArticles.com/?expert=George_Bixby

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